Financial Analyst

Position Summary

• The Financial Analyst supports Cinch's FP&A, Reporting and General &
• Administrative functions by delivering accurate financial reporting, thoughtful
• analysis, and practical business insights. This role combines core FP&A
• responsibilities with month-end and accounting support to help business leaders
• understand performance, manage expenses, improve forecasts, and make informed
• decisions that contribute to profitable growth.  Additionally, this individual
• will assist with Claims calculations and reporting as well as Claims Operations
• as needed.

• The Financial Analyst works closely with Finance and cross-functional partners
• to analyze results, prepare budgets and forecasts, support the financial close,
• and strengthen reporting processes. The role also helps build team capacity and
• continuity by documenting processes, cross-training critical activities, and
• applying current analytical automation, and approved AI-enabled tools to improve
• speed, accuracy, and insight.

Key Responsibilities

• Financial Analysis & Business Partnership
• Provide financial support to G&A leaders, developing an understanding of key

business drivers, operating trends, expenses, and performance outcomes.

• Analyze actual results against budget, forecast, prior year, and business

• expectations; identify underlying drivers, risks, opportunities, and
• recommended actions.

• Prepare clear financial analyses, reports, and presentations that translate

data into practical insights for Finance and business stakeholders.

• Partner cross-functionally to evaluate initiatives, operating decisions,

• productivity opportunities, and other business needs through sound financial
• analysis.

• Respond to routine and ad hoc requests with timely, accurate, and

decision-useful information.

• Provide required support to Claims calculations and analyses and Claims

Operations

• Budgeting, Forecasting & Performance Reporting
• Support the annual budget, periodic forecasts, and long-range planning

• processes for assigned functions, including expenses, headcount,
• claims-related costs, and other key drivers.

• Maintain financial models, assumptions, schedules, and supporting

documentation used in planning and forecasting.

• Produce monthly reporting packages that include key metrics, financial

results, variance explanations, and forward-looking risks and opportunities.

• Support monthly business reviews and other leadership updates by preparing

accurate analyses, exhibits, and commentary.

• Monitor performance trends and develop reporting that improves visibility,

accountability, and forecast accuracy.

Month-End Close, Accounting Support & Controls

• Support month-end close activities, including accruals, reclassifications,

• reconciliations, financial statement review, and analysis of actual results
• versus plan.

• Reconcile financial and operational data, research discrepancies, and

coordinate with Accounting and business partners.

• Provide back-up coverage for critical day-to-day and month-end finance

activities to reduce single-point-of-failure risk across the team.

• Maintain accurate records, source documentation, model controls, and

audit-ready support for assigned analyses and transactions.

• Apply GAAP, company policies, and established review procedures when

preparing financial information and recommendations.

Data, Automation & Continuous Improvement

• Use Excel, financial systems, business-intelligence tools, and other data

• sources to collect, validate, analyze, and visualize financial and
• operational information.

• Identify opportunities to streamline, standardize, and automate recurring

analyses, reconciliations, reporting, and planning workflows.

• Use approved AI-enabled tools to accelerate analysis, identify patterns,

• improve productivity, and strengthen business insights; validate outputs and
• protect confidential information in accordance with company policy.

• Document key processes, assumptions, and procedures and participate in

• cross-training to strengthen team capacity, knowledge transfer, and business
• continuity.

• Model Cinch's values through collaboration, transparent communication,

• accountability, continuous learning, and a solutions-focused approach that
• contributes to a winning culture.

• Perform other duties as assigned.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business Analytics, or a

related field required.

• 3+ years of relevant experience in corporate finance, FP&A, accounting,

business analytics, or a related discipline.

• Working knowledge of financial statements, month-end close processes,

reconciliations, budgeting, forecasting, variance analysis, and GAAP.

• Experience supporting claims, operations, G&A, insurance, warranty, home

services, consumer services, or another transaction-based business preferred.

• Advanced Microsoft Excel skills and proficiency with PowerPoint required.
• Experience with financial and reporting systems such as Oracle, Hyperion,

MicroStrategy, Power BI, Tableau, or similar platforms preferred.

• Experience with financial modeling, scenario analysis, data visualization,

process automation, or AI-enabled analytical tools preferred.

Core Competencies

• Strong analytical, problem-solving, and critical-thinking skills with careful

attention to accuracy and detail.

• Ability to interpret financial and operational data, identify meaningful

trends, and communicate findings clearly to business stakeholders.

• Strong organization and time management, with the ability to manage multiple

priorities and meet recurring deadlines.

• Collaborative and customer-focused approach, with the confidence to ask

questions, challenge assumptions constructively, and recommend solutions.

• High level of ownership, accountability, integrity, curiosity, and

follow-through.

• Ability to learn new business areas, systems, and processes quickly and work

effectively in a fast-paced, changing environment.

Measures of Success

• Accurate and timely completion of assigned forecasts, reporting, close

support, reconciliations, and analyses.

• Clear insights that help Channel and G&A leaders understand performance and

make better operating and resource decisions.

• Improved forecast accuracy, expense visibility, reporting quality, and

accountability for assigned business areas.

• Documented processes and effective cross-training that reduce

single-point-of-failure risk and improve continuity across the Finance team.

• Increased efficiency through standardized, automated, and AI-enabled

workflows with appropriate validation and controls.

• Strong cross-functional relationships and consistent contribution to a

collaborative, accountable, and winning culture.