Financial Analyst

• HAPO Community Credit Union is an organization that believes in providing
• service that focuses on our members and giving back to the communities in which
• we do business - "Community" is our middle name. Our Standard of Service is to
• Defy Expectations. We promote individuality and encourage our employees to Defy
• Expectations®: To treat every situation as a unique opportunity to be in the
• moment and go beyond what is expected. We value every member and appreciate the
• opportunity to serve you.

Come defy expectations with us!

HAPO Health Benefits

• No cost premium health insurance for the employee and their eligible

dependents, including medical, dental and vision

• Accidental death and dismemberment insurance
• Long term and Short term disability

HAPO Professional Benefits

• Competitive pay
• Pension Plan
• 401K program with match
• Flexible spending account (medical and dependent care)
• 0% interest on select personal loans

HAPO Personal Benefits

• Employee Assistance Program (EAP)
• Paid time off
• 11 paid holidays per year
• Paid Birthday day off
• HAPO Anniversary day off
• Volunteer Opportunities (Both Paid and Volunteer)
• Employee Milestone Anniversary Bonus
• Tuition Assistance Program

• HAPO is now accepting applications for a Financial Analyst in Richland, WA. We
• are seeking an individual who is ambitious, self-motivated and who strives to
• represent HAPO’s core commitment “Be in the Moment” and standard of service
• “Defy Expectations” with our members, community as well as the team they are a
• part of. Ideal candidates will have knowledge of Asset-Liability Management and
• Interest Rate Risk Analysis. They will have excellent quantitative, analytical
• and financial skills. They will have strong organizational and project
• management skills. Candidates must be self-motivated and results oriented with
• the ability to excel under tight deadlines.

Essential Job Functions include but are not limited to:

• Assist with the development, maintenance, and analysis of the Credit Union's

• Asset/Liability Management (ALM) program, including balance sheet modeling,
• interest rate risk analysis, liquidity management, and capital planning.

• Utilize ALM software to perform financial forecasting, scenario modeling,

• stress testing, and what-if analyses to evaluate the impact of changing
• economic and operational conditions.

• Analyze trends in revenue, expenses, net interest margin, loan and deposit

• portfolios, and other key financial metrics to support strategic
• decision-making.

• Develop, maintain, and enhance financial models used for budgeting,

forecasting, profitability analysis, and long-range financial planning.

• Prepare and present financial analyses, reports, and recommendations to

management that support organizational goals and business initiatives.

• Assist in the preparation and completion of quarterly regulatory reporting

and ensure compliance with applicable regulatory requirements.

• Collaborate with Accounting, Treasury, Lending, and executive leadership

• teams to evaluate financial performance, balance sheet strategies, and growth
• opportunities.

• Support liquidity, capital, and interest rate risk management initiatives

through ongoing monitoring and reporting of key risk indicators.

• Identify opportunities to automate reporting, improve data integrity, and

• streamline financial analysis processes through technology and process
• improvements.

• Participate in ad hoc projects, strategic initiatives, and financial studies

that support the Credit Union's long-term objectives.

Education/ Experience Requirements

• Required:
• Bachelor's degree in Accounting, Finance, Economics, Business Administration,

• or a related field; or an equivalent combination of education and relevant
• experience.

• One to three years of experience in financial analysis, accounting, risk

• management, treasury, banking, credit unions, or a related financial services
• environment.

• Strong analytical, quantitative, problem-solving, and communication skills.
• Proficiency in Microsoft Excel and financial modeling techniques.

Preferred

• Knowledge of Asset/Liability Management (ALM) principles, interest rate risk

management, liquidity management, and balance sheet modeling.

• Experience working with ALM, profitability, forecasting, or financial

planning software.

• Experience within a banking, credit union, or other regulated financial

institution environment.

• Familiarity with regulatory reporting requirements and financial institution

performance metrics.

Location: On-Site Richland (WA)

• Schedule: Must be able to work 35-40 hours a week between the hours of 8:30am –
• 5:30pm Mon-Fri

Starting Salary Range (DOE)

Financial Analyst Level I : $48,706.53 - $73,059.58

Financial Analyst Level II: $55,115.63 -$82,673.55

Financial Analyst Level III: $62,429.95 - $93,644.93

• This position may be filled at the Financial Analyst I, II, or III level,
• depending on the selected candidate's qualifications, experience, and
• demonstrated skills. We encourage applicants at all career stages who meet the
• minimum qualifications to apply.

• HAPO is an equal opportunity employer that values employees and supports an
• organizational culture of diversity, respect and personal and professional
• growth.