Senior Product Manager - Agentic Commerce

• Amex Digital Labs’ mission is to build the future of payments and membership,
• creating new value that evolves with our customers' needs and drives deeper
• engagement and loyalty. We leverage emerging technologies to deliver innovations
• that enhance how customers pay, travel, dine, and experience the brand.

• We are seeking a Senior Product Manager to lead product strategy and platform
• development for Agentic Commerce at American Express. This position will focus
• on the strategy and execution required to enable seamless, secure agent-driven
• transactions, including defining the experiences, platform capabilities, and
• trust frameworks needed to scale across partners and future use cases. This
• person will build a strong command of emerging agentic commerce protocols,
• existing card payments infrastructure, and new interaction models. Partnering
• closely with engineering, product, and cross-functional teams, this Product
• Manager will shape intuitive and delightful commerce journeys powered by AI
• agents.

• As a trusted, closed-loop network, American Express is uniquely positioned to
• extend its authentication, authorization, identity, and risk capabilities into
• AI-powered commerce experiences while preserving Card Member visibility and
• control over agent-initiated activity. By leveraging our membership model,
• premium brand, and differentiated data assets, this person will help define the
• experiences and capabilities that create value for Card Members, merchants,
• partners, and the broader ecosystem.

RESPONSIBILITIES

• Product Strategy and Roadmap
• Partner across American Express to define and deliver foundational

capabilities that enable secure, scalable agentic commerce across the

payments ecosystem

• Align product strategy, requirements, and roadmaps across issuer and network

perspectives to ensure scalable and interoperable solutions

• Keep a pulse on industry trends, balancing near-term execution priorities

with long-term strategy to support the overall product vision

Platform Technology

• Collaborate on the development of capabilities related to authentication,

• authorization, tokenization, spend controls, identity, merchant enablement,
• and trust infrastructure.

• Drive alignment on long-term platform architecture, operating models, and

ecosystem strategy to support future scale.

• Partner deeply with engineering teams to understand and develop a perspective

• on how to apply evolving technologies (Agent-to-Agent Protocol, Agentic
• Payments Protocol, x402, Web Bot Auth, Trusted Agent Protocol, Model Context

Protocol, and others) for AI agent-facilitated payments

• Product Delivery & Partner Enablement
• Balance the needs of customers, internal stakeholders, leadership, and

• external partners while working with engineering to identify technical
• solutions, shape product requirements, and deliver platform capabilities that

advance Agentic Commerce experiences

• Bring structure to ambiguous, cross-ecosystem problems by defining how data

flows across merchants, PSPs, and AI/LLM partners to support fraud,

servicing, and Card Member experiences

• Work with Business Development teams to evaluate, influence and

operationalize partner requirements, and with Product Enablement teams on

go-to-market strategies

• Risk and Compliance
• Partner closely with Fraud and Servicing to define strategies for fraud

prevention, dispute management, and call or chat handling related to agentic

transactions

• Partner with internal stakeholders such as Legal, Compliance, and Risk teams

to develop and adhere to governance principles and payments regulations to

ensure compliant and secure payment experiences

QUALIFICATIONS

Minimum Qualifications

• 4+ years of experience in product management/development, or similar role
• Enthusiasm for exceptional products and services, deep customer empathy, keen

product intuition, and skilled at articulation of product functionality

• Curiosity and a hunger to understand how things work, with the ability to use

• that knowledge to make connections, identify opportunities, and push the
• innovation agenda within a large company.

• Highly organized self-starter with strong ownership mentality and business

track record

• Understanding of tech and product development processes, with the ability to

communicate with and influence both technical and non-technical partners

• Ability to reconcile competing needs across customers, stakeholders, and

partners, making effective decisions and gaining buy in

• Proven partner to engineering and comfortable discussing technical

trade-offs; known as a business person who can talk tech

• Detail oriented, able to identify key questions, and assess how pieces of the

puzzle interact and affect the overall product

• Ability to recognize issues quickly and determine how to get a resolution

through creative and efficient problem solving

• Skilled at balancing big picture strategy and tactical details
• Team player, comfortable with ambiguity, adaptable, accountable, and highly

organized

• Excellent communication skills across cross functional teams with the ability

• to engage, influence, and inspire partners to drive collaboration and
• alignment.

• Willingness to be creative within the bounds of the highly regulated

financial services environment

• Preferred Qualifications
• Experience with digital payments including digital wallets, fraud prevention,

disputes, and payment processing

• Employment eligibility to work with American Express in the United States is
• required as the company will not pursue visa sponsorship for these positions.

At American Express, our culture is built on a 175-year history of

innovation, shared values

• [https://www.americanexpress.com/en-us/company/who-we-are/]and Leadership
• Behaviors, and an unwavering commitment to back our customers, communities, and
• colleagues. From delivering differentiated products to providing world-class
• customer service, we operate with a strong risk mindset, ensuring we continue to
• uphold our brand promise of trust, security, and service.

• As part of Team Amex, you’ll experience our powerful backing with comprehensive
• support for your holistic well-being and many opportunities to learn new skills,
• develop as a leader, and grow your career. Here, your voice and ideas matter,
• your work makes an impact, and together, you will help us define the future of
• American Express.

• We back you with benefits that support your holistic well-being so you can be
• and deliver your best. This means caring for you and your loved ones' physical,
• financial, and mental health, as well as providing the flexibility you need to

thrive personally and professionally

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability

benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending

on role and business need

• 20+ weeks paid parental leave for all parents, regardless of gender, offered

for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and

doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

• For a full list of Team Amex benefits, visit our Colleague Benefits Site
• [https://www.americanexpress.com/en-us/colleagues/benefits].

• American Express is an equal opportunity employer and makes employment decisions
• without regard to race, color, religion, sex, sexual orientation, gender
• identity, national origin, veteran status, disability status, age, or any other
• status protected by law. American Express will consider for employment all
• qualified applicants, including those with arrest or conviction records, in
• accordance with the requirements of applicable state and local laws, including
• the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for
• Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring
• Ordinance. For positions covered by federal and/or state banking regulations,
• American Express will comply with such regulations as it relates to the
• consideration of applicants with criminal convictions.

• We back our colleagues with the support they need to thrive, professionally and
• personally. That's why we have Amex Flex, our enterprise working model that
• provides greater flexibility to colleagues while ensuring we preserve the
• important aspects of our unique in-person culture. Depending on role and
• business needs, colleagues will either work onsite, in a hybrid model
• (combination of in-office and virtual days) or fully virtually.

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• The below represents the expected salary range for this job requisition.
• Ultimately, in determining your pay, we’ll consider your location, experience,
• and other job-related factors.