Senior Accountant

About Luzern Risk

Luzern Risk is transforming risk into a strategic asset. We are building a platform to revolutionize the captive management industry, providing our clients with the technology and expertise to take control of their risk financing. We are a team of passionate, driven individuals excited to solve hard problems, build an industrydefining company, and create a best-in-class experience for our clients.

Our Senior Accountant will be a foundational hire on our accounting team, executing the day-to-day work that powers our clients’ captive insurance financials. You will own the close cadence for a book of captive

participants, work directly with clients on questions and requests, and partner with our technology team to

turn manual processes into automated workflows.

The ideal candidate has hands-on insurance accounting experience, is motivated to develop deep captive expertise quickly, and is energized by the chance to build the accounting function from the ground up at a startup. You operate with urgency, ask sharp questions, and bring a builder’s mindset to every process you touch.

Key Responsibilities

• Core accounting execution: Own monthly and quarterly close activities for a book of captive participants, including journal entries, reconciliations, premium and loss accounting, intercompany activity, and financial statement preparation.
• Client interaction: Serve as a day-to-day point of contact for client finance teams. Field questions, walk clients through their financials, and follow through on requests without needing to be chased.
• Systemization and technology adoption: Partner with the technology team to codify accounting workflows into the Luzern Risk platform. Identify repetitive manual work, propose automations, and adopt new tools quickly. Your hands-on experience shapes what we build next.
• Process documentation: Build and maintain clear documentation for the accounting processes you run. Make your work repeatable so the team can scale.
• Regulatory and compliance support: Support annual audits, regulatory filings, and domicile-specific reporting requirements for our captive clients.

Successful candidates will demonstrate

• Curiosity: A yearning to deeply understand the captive insurance industry, our clients, and our business. You ask questions, take notes, and come back the next day sharper than the day before.
• Urgency: You drive the work in front of you to closure and do not let items sit.
• Ownership: When something lands on your plate, it gets done. You drive your work to completion without needing to be managed step by step.
• Bias for action: You spot problems and opportunities and move on them, rather than waiting to be told.
• Systems thinking: You see opportunities to standardize and automate the work you do. You are eager to partner with engineers and product to make the platform better.
• Client presence: You are comfortable on a call with a client controller or CFO, can explain accounting matters clearly, and represent Luzern Risk well.
• Rigor: You take quality seriously. You check your work, reconcile what should reconcile, and surface problems early rather than hiding them.

Requirements

• 5 to 10 years of professional accounting experience
• Insurance accounting experience required; captive insurance accounting experience is a strong plus
• Bachelor’s degree in relevant field
• Comfort working directly with clients and presenting financial information
• Demonstrated interest in financial systems, automation, and technology adoption
• Strong written and verbal communication skills
• Fully remote role; must be able to work core hours that overlap with US Eastern time and be open to traveling to HQ in New York a few times a year