Senior IT Business Analyst (ACH Payments, SQL & Banking Systems Implementation)

Be Part Of A High-Performing Team

Join a global financial services organization advancing the modernization of its banking technology and digital payment capabilities. The technology team supports critical banking platforms, payment processing solutions, and enterprise applications that enable secure, efficient financial operations.

This opportunity sits within a collaborative technology environment focused on enhancing Automated Clearing House (ACH) processing, improving back-office payment operations, and strengthening the integration of banking applications. Working alongside business stakeholders, software engineers, project leaders, and technology partners, this professional will help deliver solutions that support operational reliability, regulatory compliance, and long-term technology transformation.

What's In Store For You

• Hybrid opportunity: Jersey City, NJ.
• Engagement: W2 only (no C2C/1099).
• Contract duration: 12 months, with an anticipated engagement from October 26, 2026, through October 25, 2027.
• Work schedule: 40 hours per week.
• Contribute to a major banking technology modernization initiative centered on ACH payment processing and deposit applications.
• Gain exposure to complex financial systems, cross-functional technology initiatives, and enterprise payment platforms.
• Collaborate with experienced banking technology, information security, architecture, and project delivery teams.
• Work across business analysis, project coordination, systems testing, and production support.

How You Will Make An Impact

• Lead business analysis activities supporting the implementation and enhancement of ACH back-office processing systems and related payment and deposit applications.
• Partner with business stakeholders, project sponsors, developers, and technology teams to translate operational needs into detailed business and functional requirements.
• Develop business requirements documents, functional specifications, use cases, process documentation, and project initiation materials.
• Write user stories, manage product backlogs, and coordinate priorities for application enhancements, defects, and strategic technology initiatives.
• Leverage advanced SQL queries to investigate data, validate system functionality, troubleshoot issues, and support business and technical analysis.
• Utilize UNIX and Windows shell scripting to support application workflows, troubleshooting, and technical operations.
• Coordinate system integration testing (SIT), user acceptance testing (UAT), and quality assurance activities, including test planning, execution, defect tracking, and resolution.
• Work with business users and development teams to prepare production deployment plans, validate implementations, and support post-release activities.
• Collaborate with information security and architecture teams to ensure banking applications satisfy technical standards, security controls, and regulatory requirements.
• Facilitate project meetings, communicate delivery progress, maintain documentation, and track issues, dependencies, and milestones.
• Coordinate with external technology vendors and internal application teams to implement enhancements and resolve production issues.
• Support production applications and business-as-usual improvements while contributing to broader banking technology transformation efforts.
• Develop user documentation and conduct training to support successful adoption of new application capabilities.

Requirements

Do You Bring Proven Success in Banking Technology Business Analysis and Payment Systems Implementation?

• 6+ years of relevant experience in business analysis, technology delivery, or application implementation within financial services or banking.
• Demonstrated experience supporting enterprise banking systems, financial applications, or payment processing technology initiatives.
• Advanced SQL proficiency, including writing complex queries, analyzing data, identifying discrepancies, and supporting troubleshooting or system validation.
• Hands-on experience with UNIX and Windows shell scripting.
• Strong background developing business requirements documents (BRDs), functional requirements documents (FRDs), use cases, user stories, and testing documentation.
• Experience coordinating or executing SIT, UAT, regression testing, and defect management activities.
• Working knowledge of project management methodologies, delivery lifecycles, and business process analysis.
• Ability to manage requirements, organize product backlogs, and coordinate competing development priorities.
• Experience collaborating with developers, business users, project managers, and external technology providers.
• Strong analytical reasoning, problem-solving, documentation, and stakeholder communication skills.
• Ability to independently manage multiple priorities, maintain attention to detail, and meet demanding project deadlines.
• Preferred: Experience with ACH payment processing, electronic funds transfers, and banking back-office applications.
• Preferred: Understanding of NACHA operating rules, electronic payment regulations, and payment processing controls.
• Preferred: Accredited ACH Professional (AAP) or Accredited Payments Risk Professional (APRP) certification.