JobsBusiness & Financial AnalystUnited StatesBusiness Analyst - FinTech

PenChecks, Inc

Posted yesterday

Business Analyst - FinTech

PenChecks, Inc · La Mesa, California, United States

Full-timeHybrid2-5 yrs$80k–$120kListed as no visa sponsorshipFinancial Services
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In short

The Business Analyst will bridge the gap between technical teams and financial products by analyzing data and identifying business trends. They are responsible for requirements gathering, process mapping, risk assessment, and ensuring software solutions meet business objectives.

What they're looking for

MUST-HAVE SKILLS

Bachelor's degreeFinTech business analysis experienceData analysis toolsFinancial regulations and complianceStrong analytical and quantitative skillsStakeholder communicationProject management methodologies

ALSO MENTIONED

Master's degreeCBAP certification

Candidates must have a bachelor's degree in Business, Finance, Economics, or a related field and proven experience in the FinTech industry. Proficiency in data analysis tools like SQL and Excel, along with strong analytical and communication skills, is required.

About the employer

PenChecks Trust

hiring as PenChecks, Inc

ABOUT: PenChecks Trust Company of America (PenChecks Trust) is a state-chartered, non-depository trust company and the largest independent provider of outsourced benefit distribution services and Default/Missing Participant IRAs in the country. With 20 years in business, PenChecks Trust is an expert and industry-leading provider of unique and comprehensive solutions for a myriad of trust resolution issues. Services include automated and branded solutions for benefit payment processing, uncashed/stale dated checks, Abandoned Plan/QTA services and Taxable Savings Accounts. Customers include financial institutions, third party administrators, plan advisors, and plan sponsors.

Read more

www.PenChecks.com

INDUSTRY
Financial Services
COMPANY
Privately Held
FOUNDED
1994
HEADQUARTERS
La Mesa, CA
SIZE
51-200on LinkedIn
OFFICES
1 on LinkedIn

KNOWN FOR

Recurring Benefit PaymentsPayment ProcessingIRA ServicesCheck WritingIRA RolloversBenefit Distributions

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Questions about this role

Is this PenChecks, Inc role remote?
Tagged hybrid.
What does it pay?
The posting lists $80,000–$120,000 a year.
Does it sponsor visas?
Listed as no visa sponsorship.
What experience does it ask for?
Listed as 2-5 years.

The posting, in full

Description Summary: As a Business Analyst at PenChecks, you will play a critical role in bridging the gap between our technical development team and our financial products and services. You will be responsible for analyzing data, identifying business trends, and providing insights to drive strategic decisions. Your work will directly impact the growth and success of our FinTech firm.??

▶ READ THE FULL POSTING

Description

Summary: As a Business Analyst at PenChecks, you will play a critical role in bridging the gap between our technical development team and our financial products and services. You will be responsible for analyzing data, identifying business trends, and providing insights to drive strategic decisions. Your work will directly impact the growth and success of our FinTech firm.??

Responsibilities

  1. Requirements Gathering: Collaborate with stakeholders to understand business objectives, elicit requirements, and document detailed specifications for software development projects.?
  2. Data Analysis: Analyze large datasets to identify trends, patterns, and anomalies, and generate actionable insights for improving financial products and services.?
  3. Process Mapping: Evaluate existing business processes and propose improvements to optimize processes and reduce operational costs.?
  4. Risk Assessment: Conduct risk assessments, monitor regulatory compliance, and implement strategies to mitigate financial and operational risks.?
  5. Business Modeling: Develop financial models, forecasts, and projections to support strategic planning, budgeting, and decision-making.?
  6. Market Research: Stay updated on industry trends, competitive landscape, and emerging technologies to identify opportunities for innovation and growth.?
  7. Report Generation: Create comprehensive reports and dashboards to communicate findings, insights, and recommendations to stakeholders and management.?
  8. User Acceptance Testing (UAT): Collaborate with quality assurance teams and end-users to ensure software solutions meet business requirements and expectations.?
  9. Documentation: Maintain clear and organized documentation of business requirements, processes, and project progress.?
  10. Cross-functional Collaboration: Work closely with product managers, developers, and other teams to ensure alignment between business goals and technical solutions.?

Requirements

Required Knowledge, Skills, and Abilities

  • Bachelor's degree in Business, Finance, Economics, or a related field.??
  • A master’s degree or relevant certifications (e.g., CBAP, CFA) is a plus.?
  • Proven experience as a Business Analyst in the FinTech industry or related financial services.?
  • Strong analytical, quantitative, and problem-solving skills.?
  • Proficiency in data analysis tools, such as Excel, SQL, and data visualization tools.?
  • Excellent communication skills, including the ability to present complex information to non-technical stakeholders.?
  • Knowledge of financial regulations and compliance in the FinTech sector.?
  • Experience with project management methodologies and tools.?
  • Familiarity with software development processes and methodologies (e.g., Agile Scrum/Kanban).?
  • Attention to detail and a strong commitment to delivering high-quality work.?

Physical Demands and Work Environment

The employee is often required to sit and use their hands and fingers, to handle or feel. The employee is occasionally required to stand, walk, reach with arms and hands, climb or balance, and to stoop, kneel, crouch or crawl. Vision abilities required by this job include close vision. Reasonable accommodation can be made to enable people with disabilities to perform the described essential functions.? Work Environment: ADA compliant office building.

Other

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice.

salary range is $80,000 to $120,000/year.

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This listing comes from PenChecks, Inc's own careers site. Apply links go to the employer. Company facts are from PenChecks Trust's public profile. Last checked 15 Nov 2026.