Entry Level Financial Analyst

Job Title: Entry Level Financial Analyst

Job Description

The Securities Analyst II processes complex loan and security transactions, performs detailed reconciliations, and analyzes pooled loan data from multiple mortgage servicers. This role focuses on ensuring the accuracy of collateral and bond payment information, maintaining compliance with legal and contractual requirements, and supporting Collateral, Securities, Default, and Trust Administration activities in a highly team-oriented and deadline-driven environment.

Responsibilities

• Process the most complex transactions and reconcilements related to loan and security payments with a high degree of accuracy.
• Provide remittance and correction information to mortgage servicers in a timely and accurate manner.
• Monitor and analyze pooled loans to identify non-compliance and communicate relevant information to investors.
• Evaluate servicer performance to ensure compliance with stated agreements and servicing standards.
• Research and interpret controlling legal documents when issues arise with collateral or bond payments.
• Work with Collateral, Securities, Default, and Trust Administration teams to resolve discrepancies and ensure data integrity.
• Use multiple database systems and Microsoft Excel regularly to identify, investigate, and reconcile variances in pooled loan data.
• Participate in system enhancements by attending user groups, performing testing, and providing feedback on functionality.
• Identify, document, and communicate processing exceptions that may impact similar series across individual portfolios.
• Maintain an up-to-date working knowledge of assigned area of expertise, including Collateral, Securities, Default, or Trust Administration.
• Train junior staff as needed and review their processing and reconciliation work for accuracy and completeness.
• Propose recommendations and implement automated solutions on an ongoing basis to improve efficiency and accuracy.
• Meet strict monthly deadlines for analyses and reporting, including working overtime when necessary to complete required tasks.
• Collaborate closely with team members in a task-based, team-oriented environment to achieve shared goals and deliverables.

Essential Skills

• Proficiency in Microsoft Excel, including formulas, pivot tables, VLOOKUP, and related analytical functions.
• Strong data analysis skills with the ability to identify, investigate, and explain variances in complex financial data.
• Solid understanding of finance, accounting, or related quantitative disciplines.
• Ability to research and interpret controlling legal documents related to collateral and bond payments.
• Strong attention to detail and accuracy when processing complex transactions and reconciliations.
• Effective written and verbal communication skills to interact with servicers, investors, and internal teams.
• Ability to work effectively in a deadline-driven environment and manage multiple tasks simultaneously.
• Bachelors degree in Math, Economics, Finance, Accounting, Statistics, Business, or a related field.
• Preferred: 1+ year of experience in financial services, which may include internship experience.

Additional Skills & Qualifications

• Experience working with pooled loan data and mortgage servicers.
• Familiarity with Collateral, Securities, Default, and Trust Administration functions.
• Experience with business analysis and financial analysis in a corporate or financial services environment.
• Comfort using multiple database systems and tools to support data entry, reconciliation, and reporting.
• Ability to contribute to system enhancements, including user acceptance testing and feedback.
• Interest in process improvement and automation to enhance operational efficiency.
• Desire for professional growth with opportunities to advance within the organization.

Work Environment

The role operates in a highly team-oriented, task-based environment where collaboration and clear communication are essential. The position follows a hybrid, flexible schedule that combines remote work with on-site presence for training and monthly large team meetings. The work is deadline driven, with certain analyses required at specific points during the month, which may necessitate overtime to meet critical timelines. The culture emphasizes growth opportunities within the organization, support for professional development, and a strong focus on accuracy, accountability, and teamwork.

Job Type & Location

This is a Contract position based out of Columbia, MD.

Pay and Benefits

The pay range for this position is $23.00 - $23.00/hr.

Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: Medical, dental & vision Critical Illness, Accident, and Hospital 401(k) Retirement Plan Pre-tax and Roth post-tax contributions available Life Insurance (Voluntary Life & AD&D for the employee and dependents) Short and long-term disability Health Spending Account (HSA) Transportation benefits Employee Assistance Program Time Off/Leave (PTO, Vacation or Sick Leave)

Job Type & Location

This is a Contract position based out of Columbia, MD.

Application Deadline

This position is anticipated to close on Nov 24, 2026.

Workplace Type

This is a hybrid position in Columbia,MD.

About Aston Carter

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.