JobsProduct DesignerSan JoseSenior Product Designer (Growth)
EarnIn
Posted 4 days ago · Jobs at EarnIn
Senior Product Designer (Growth)
EarnIn · Mountain View, California, United States
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In short
You will design and iterate on growth-focused product features, including acquisition and onboarding, based on business hypotheses and data-driven insights. You will collaborate with cross-functional partners to launch experiments and utilize AI tools to prototype and improve design quality.
What they're looking for
MUST-HAVE SKILLS
ALSO MENTIONED
Candidates must have 4+ years of experience in consumer digital product design with a portfolio demonstrating problem-solving and AI-assisted workflows. Experience in growth or experimentation teams and a strong understanding of behavioral empathy are essential for this role.
About the employer
EarnIn
Money at the speed of you.
EarnIn lets you access your money as you earn it — not days or weeks later.
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We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means: - 49% can now cover an unexpected expense of $400 since using EarnIn - 73% can budget more effectively with EarnIn - 66% have been able to pay bills on time with EarnIn’s help We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow. Join us. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.
- INDUSTRY
- Financial Services
- COMPANY
- Privately Held
- FOUNDED
- 2012
- HEADQUARTERS
- Mountain View, California
- SIZE
- 201-500
- OFFICES
- 6 on LinkedIn
- OPEN HERE
- 2 roles
KNOWN FOR
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Questions about this role
- Is this EarnIn role remote?
- Tagged hybrid · 2 days in office.
- What does it pay?
- The posting lists $204,957–$250,503 a year.
- Does it sponsor visas?
- Listed as no visa sponsorship.
- What experience does it ask for?
- Listed as 2-5 years.
The posting, in full
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
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About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We're looking for a highly creative and self-motivated Senior Product Designer to join EarnIn's Growth team. Growth owns the parts of the product that bring members in and bring them back: acquisition, onboarding, referrals, and winbacks. Most problems you'll take on start as a business bet with no spec and no known solution. You'll explore solutions quickly and react to counterintuitive data. AI is a core part of how you'll work. You'll use it to explore more directions, prototype faster, and raise the quality of what we ship, using your judgment to decide what great, innovative UX looks like. The Mountain View base salary range for this full-time position is $204,957 to $250,503, plus equity and benefits. Our salary ranges are determined by role, level, and location. This hybrid position is in Mountain View and requires 2 days of in-office work per week.
WHAT YOU'LL DO
- Take business hypotheses and explore distinct solutions on your own to support the different growth squads, and iterate based on data
- Bring the team clear recommendations, explain your reasoning, and use feedback to reach a decision
- Design toward a measurable outcome: know the hypothesis, the metric it should move, and the flows members use today
- Ship the fastest credible test of an idea, and drive it through blockers to launch with product, engineering, data, legal, and brand partners, while pushing design quality
- Read experiment results with the team, learn from the tests that lose, and update your understanding of our members to inspire new experiences
- Build working prototypes with AI tools to answer UX questions and compare solutions, and use static screens only where they're enough
- Write your own design playbook with new AI-assisted ways of working, and share what works with the design team
- Keep every experience clear and honest, because our members trust us with their money
WHAT WE'RE LOOKING FOR
- 4+ years of experience designing consumer digital products
- A portfolio that shows how you framed problems, the directions you explored, and the outcome your work moved. Include recent work that shows how you use AI in your process
- Experience on a growth or experimentation team: you've designed test variants, read the results, and iterated after a loss/learning
- Strong product sense and behavioral empathy: you can hypothesize why someone will or won't take an action, even when it is not obvious
- Craft that serves the problem: you care about the details that change whether a design works
- A bias for action with judgment: you'd rather have a valid test live this week than shipping something that doesn’t test the hypothesis, or a super polished design next month
- Comfort with ambiguity, and energy for open problems
- Daily use of AI tools in your design work, such as Claude, Cursor, or v0, and/or a method you built or adopted that made you faster or better
- Working prototypes as a normal part of your output, and curiosity about the technical skills that make you a better designer. No engineering background needed.
- Critical judgment of AI output: you stay accountable for the quality of the result
- Nice to have: front-end coding experience, conversion design for landing pages and onboarding, and experience in fintech or another regulated industry
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
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