Real Time Payments- Product Manager - Vice President

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients.

As a Product Manager Vice President within US Real Time Payments, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations.

Job responsibilities

• Partner with client coverage and sales teams to understand client needs and translate them into product requirements and business cases.
• Support pricing, commercial structuring, and revenue-growth analysis for new and existing product capabilities.
• Analyze product performance (e.g., volume, adoption, revenue) to inform prioritization and identify opportunities for improvement.
• Support cross-functional governance forums (e.g., business committee reviews) with clear materials, data, and recommendations.
• Help manage stakeholder alignment across Product, Technology, Operations, Sales, Legal, Compliance, and Risk.
• Support the development of client-facing materials for product launches, industry conferences, and internal enablement.
• Support end-to-end delivery oversight for select initiatives, partnering with delivery/technology teams through launch and adoption.
• Develops a product strategy and product vision that delivers value to customers
• Manages discovery efforts and market research to uncover customer solutions and integrate them into the product roadmap
• Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition
• Builds the framework and tracks the product's key success metrics such as cost, feature and functionality, risk posture, and reliability

Required qualifications, capabilities, and skills

• 5+ years of experience or equivalent expertise in product management or a relevant domain area
• Advanced knowledge of the product development life cycle, design, and data analytics
• Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management
• Strong analytical and problem-solving skills, with the ability to translate data and market insight into clear recommendations.
• Ability to develop business cases, including revenue, cost, and risk considerations, to support prioritization decisions.
• Strong written and verbal communication skills, including the ability to present to senior stakeholders and cross-functional partners.
• Ability to manage multiple priorities and competing stakeholder needs in a fast-paced, evolving environment.
• Proficiency in Microsoft Excel and PowerPoint; ability to build clear, data-driven materials for governance and leadership audiences.
• Strong ownership mindset, with the ability to drive initiatives forward independently and proactively surface risks.
• Comfort operating with ambiguity and structuring problems where full information may not be available.
• Interest in building deep expertise in real-time payments, platform economics, and regulated financial services environments

Preferred qualifications, capabilities, and skills

• Demonstrated prior experience working in a highly matrixed, complex organization
• Client-oriented mindset, with the ability to translate client needs into scalable product solutions.
• Experience in real-time payments, ACH, wires, cards, or broader transaction banking products.
• Familiarity with Agile product delivery practices and working with Technology teams through the SDLC.
• Experience preparing materials for senior governance forums or industry-facing engagements (e.g., conferences, client events).
• Comfort with data analysis tools (e.g., SQL, Tableau) to support product and performance insights.
• Bachelor's degree in Business, Finance, Economics, Information Systems, or a related discipline.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.