Financial Analyst

Job Title: Financial Analyst

Department: Investments

Reports To: Portfolio Manager

FLSA Status: Exempt – Administrative/Professional

Position Summary

The Financial Analyst supports the company by performing financial modeling, forecasting, variance analysis, and data reporting to inform management decisions, pricing, and profitability of trust products and services. The role focuses on analyzing client‑related financial data, preparing clear reports and dashboards, and collaborating with leadership to monitor financial performance, risk, and strategic initiatives in a Nevada‑regulated trust environment.

Essential Job Functions

Essential functions are the basic duties the position exists to perform; employees must be able to perform these with or without reasonable accommodation.

• Develop and maintain financial models to support budgeting, forecasting, pricing of trust services, and scenario analysis for management.
• Analyze monthly and quarterly financial results, including revenue, expenses, and key performance indicators, and prepare variance explanations for management review.
• Monitor trust‑related fee income, account activity, and product profitability for a non‑custodial retail trust platform, identifying trends, opportunities, and risks.
• Compile and analyze data from third-party platforms, trust accounting, and CRM systems to produce management reports and dashboards in Excel or business intelligence tools.
• Assist with periodic reforecast processes, including collecting assumptions, and updating models, and preparing presentation.
• Support cash flow analysis, capital planning, and liquidity monitoring related to trust operations, consistent with Nevada trust company requirements.
• Prepare clear written analyses, summaries, and recommendations that support client decision‑making.
• Partner with Trust Operations, Compliance, and Client Service teams to analyze the financial impact of new products, pricing changes, or process changes.
• Assist with data requests for audits, regulatory examinations, and internal control reviews by gathering financial information and documenting methodologies.
• Maintain documentation of key assumptions, methods, and data sources used in financial models and reports to support transparency and internal control standards.
• Support continuous improvement of reporting processes, including standardization, automation, and quality control of recurring financial reports.

• Assist with ad hoc financial and operational analyses for special projects, strategic initiatives, or new business opportunities.
• Provide back‑up support for basic trust reporting or reconciliations during peak periods or staff absences, consistent with skill set and training.
• Participate in cross‑functional workgroups related to technology, process improvement, or AI‑enabled analytics, as appropriate.

Qualifications

Required Qualifications

• Bachelor’s degree in finance, accounting, economics, or a related field, or equivalent combination of education and relevant experience.
• One to three years of experience in financial analysis, budgeting, forecasting, or related analytical work (financial services experience preferred).
• Strong proficiency with Microsoft Excel (including formulas, pivot tables, and basic modeling) and solid skills in Word and PowerPoint.
• Ability to analyze quantitative data, identify patterns and variances, and communicate findings in a clear, concise manner, both verbally and in writing.
• High attention to detail, accuracy, and data integrity, with the ability to manage multiple priorities and meet deadlines.

Preferred Qualifications

• Experience in a bank, trust company, wealth management firm, or similar regulated financial institution, particularly in a non‑custodial or directed trust environment.
• Experience with trust accounting, general ledger systems, or business intelligence/reporting tools.
• Professional certifications or progress toward credentials such as CFA, CPA, or CTFA.

Knowledge, Skills, and Abilities

• Knowledge of financial analysis techniques, including variance analysis, cash flow analysis, and basic valuation or pricing methods.

• Understanding of trust company fee income and operating expenses, or the ability to learn this specialized environment.

• Strong analytical and problem‑solving skills, including the ability to interpret complex data and provide practical, business‑oriented recommendations.
• Effective interpersonal skills, with the ability to collaborate with colleagues across Finance, Trust Operations, Compliance, and Client Service.
• Commitment to confidentiality and proper handling of sensitive financial and client information.
• Demonstrated integrity, judgment, and accountability in a regulated financial services setting.

Physical Demands and Work Environment

The conditions described here are representative of those that must be met by an employee to perform the essential functions of this job with or without reasonable accommodation.

• This position primarily involves sedentary work in a professional office environment, requiring the ability to remain at a workstation for extended periods.
• Frequent use of a computer, keyboard, mouse, telephone, and other standard office equipment, requiring repetitive hand and finger movement and fine motor coordination.
• Ability to read printed materials and information on a computer screen and to communicate effectively in person, over video, and by telephone or email.
• Occasional lifting, carrying, or moving of files, laptop, or office materials typically weighing up to 15–20 pounds.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job, consistent with the Americans with Disabilities Act (ADA) and applicable state and local law.

Work Schedule and Location

• This is a full‑time, fully-remote, exempt position.
• Standard work hours are typically Monday through Friday during regular business hours, with additional time as needed to meet business, reporting, or regulatory deadlines.

FLSA, EEO, and ADA Statements (Standard Footer)

FLSA Classification

This position is classified as Exempt – Administrative/Professional and is not eligible for overtime pay, subject to meeting all applicable duties tests and salary basis requirements under federal and Nevada wage and hour law.

Equal Employment Opportunity

The company is an equal opportunity employer and considers applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, pregnancy, veteran status, or any other status protected by federal, Nevada, or local law.

Reasonable Accommodation

The company is committed to providing reasonable accommodations to qualified individuals with disabilities and to applicants’ sincerely held religious beliefs, practices, or observances, unless doing so would cause undue hardship. Applicants who require assistance or an accommodation during the application or interview process are encouraged to notify the company.

Job Description Disclaimer

This job description is intended to describe the general content and essential functions of the work performed by employees in this role. It is not an exhaustive list of all duties, responsibilities, or qualifications associated with the position, and it does not create an employment contract, express or implied. The company reserves the right to modify job duties or this description at any time, consistent with applicable law.