Staff Product Manager, Tokenization

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

THE WORK

Capital markets still settle on infrastructure built decades ago. Trillions of dollars in fund assets sit idle in settlement delays and collateral buffers because no rail can move legal title in real time. We are building that rail on the XRP Ledger, and it is already live: tokenized funds exist on XRPL today as Multi-Purpose Tokens (MPTs), moving as collateral across issuance, distribution and repo with some of the world's largest asset managers and custodians.

You will own the two protocol workstreams that decide how far this goes.

Token standards. MPTs need to grow from a fund token into a complete issuance framework for institutions: asset restrictions, corporate events, programmable behavior. Get this right and the next wave of assets (commercial paper, commodities, bonds, equities) can be issued, held and mobilized natively on a public ledger. Each asset class brings its own rules, and you will determine what fits within the protocol and what remains outside it.

Privacy. Institutions will not trade on a ledger where every position is visible. Confidential MPT brings capital-markets-grade confidentiality to a public chain. You will be responsible for its progress from initial rollout to enterprise-wide adoption. This covers keeping up with new emerging technologies and industry trends, and working with custodians and wallets supporting development into vaults and payments. These are open problems across the industry. Few teams anywhere in the world are working on all of them at once.

This is a role where you witness your impact directly. The specifications you write become amendments to an open-source ledger, adopted by the XRPL validators community and used by real institutions moving real money. You will work alongside protocol engineers, cryptographers, custodians and issuers, with the backing of a team that has already brought the first institutional funds on-chain.

WHAT YOU’LL DO

• Lead the tokenization roadmap for XRPL: MPT evolution, transfer controls, corporate actions and programmable tokens, and decide what belongs in the protocol versus above it.
• Lead the privacy roadmap: take Confidential MPTs from mainnet launch to institutional scale, including key rotation and recovery, performance targets and confidential vaults.
• Generate new feature specifications and build the consensus behind them, working with Ripple engineering, XRPL validators and open-source contributors to carry proposals from concept to amendment.
• Set the requirements and priorities for each new asset class, and shape the go-to-market that brings capital markets participants onto XRPL.
• Make new primitives usable, not just live: bring hardware wallets, custodians and issuer platforms along so institutions can adopt on day one.
• Scope the compliance capabilities that regulated issuers need to meet their obligations on XRPL.
• Partner with developer growth and documentation teams so institutions can originate assets on XRPL without a Ripple engineer in the room.
• Define the metrics that show the work is landing: XRPL's share of tokenized assets, issuance volume and ecosystem integrations.

In your first 90 days, you will take charge of a single roadmap across tokenization and privacy and know every open item on it. By the end of your first year, you will have successfully delivered the next generation of tokenization capabilities. And outlined what institutional privacy on XRPL entails.

WHAT YOU'LL BRING

• Experience shipping technical platform or protocol products as a product manager, typically six or more years, with a record of taking complex things from idea to adoption.
• Comfort with protocol-level design: you can work through ledger internals, token standards and cryptography-adjacent questions (confidential transactions, key management) alongside engineers, and you enjoy learning the parts you do not know yet.
• Clear writing: specifications, requirements and positioning that bring engineers, partners and executives to the same page.
• A collaborative way of working: you build alignment across distributed teams and partners, and you are comfortable shaping the roadmap when the answers are not yet known.

Nice to have:

• Capital markets experience: funds, issuance, collateral and settlement workflows, or the regulatory considerations institutional issuers work with.
• Experience with open-source, standards or community governance processes.

For positions that will be based in NY, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

NY Annual Base Salary Range

$180,000—$225,000 USD

WHO WE ARE

Do Your Best Work

• The opportunity to build in a fast-paced start-up environment with experienced industry leaders
• A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.
• Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
• In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
• Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
• We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

• Competitive salary, bonuses, and equity
• Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• Mobile phone stipend

Take Care of Yourself

• R&R days so you can rest and recharge
• Generous wellness reimbursement and weekly onsite & virtual programming
• Generous vacation policy - work with your manager to take time off when you need it
• Industry-leading parental leave policies. Family planning benefits.
• Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.

Please find our California, UK/EU, Singapore, DIFC, ADGM, Australia, and Switzerland Applicant Privacy Notice for reference.